OUR Approach
FINANCIAL LITERACY FOR ALL
At 21 MONEY IQ™ we believe that financial literacy development is an ongoing process that evolves as individuals mature and their understanding deepens. Building a solid foundation for a financially secure and responsible future begins in childhood.
We know from research that by the time learners reach middle school, they have developed the capacity to understand complex economic concepts, make financial judgements, and assign value to purchases and brands.
From an early age, children assign affect to money-related processes.
Feelings like fear, anxiety, frustration, or excitement
can many times direct financial decisions.
The 21 MONEY IQ™ online curriculum offers learners
an unbiased emotional approach toward understanding
basic financial literacy concepts that can help develop
a healthy relationship with money through generations.
If we believe we can do better, then we must believe that
our children can break the cycle of poverty through education
–through financial education that builds
transferable skills to support their literacy, math, citizenship,
and any academic or professional endeavors.
Join 21 MONEY IQ™ in securing access
to financial literacy development for every child!
SELF-DIRECTED LEARNING
The 21 MONEY IQ™ online curriculum is self-paced
and individualized to each student by grade level.
When enrollment begins in the 21 MONEY IQ™ online curriculum,
each student receives access to curricular online content
and color-printed grade-level student workbooks
to six consecutive grade levels:
3rd grade, 4th grade, 5th grade, 6th grade, 7th grade, and 8th grade.
Because the 21 MONEY IQ™ online curriculum is self-paced
and individualized to each student by grade level, we trust
that each student will be able to decide when they are ready
to move forward to the next learning content. For example,
they could be in 4th grade and learning about 6th grade content,
having successfully completed each learning module in the
previous academic grade levels.
SUCCESS MARKERS
We will know the 21 MONEY IQ™ online curriculum is successful if:
- Learners have access to unbiased financial management knowledge and opportunities to practice starting in elementary school through high school age.
- Learners develop positive financial habits and attitudes so they can successfully achieve sound financial skills and confidence in managing money toward developing stronger financial positions across generations.
- Learners advance a vision for how to develop generational wealth personally, for their families, and their communities.
DESIGN
The 21 MONEY IQ™ online curriculum content
and practice materials are developed by
the National Financial Educators Council,
which is a non-biased IACET Accredited Provider
and Certified B Corporation.
The 21 MONEY IQ™ online curriculum uses the latest technology.
The online instructional lessons are delivered by AI teacher avatars
which could be offered in over 70 languages, customizing
the learning experience for each student. Also, content practice
is presented in an engaging format to involve learners as they develop skills.
The 21 MONEY IQ™ online curriculum is currently developing
access for students in 9th, 10th, 11th, and 12th grades.
Today, all lessons are only offered in English.
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opportunities for all students in the U.S. and around the world.